![]() Step 7 – Expense Tracker/Spending TrackerĮvery time you make a purchase or pay a bill WRITE IT DOWN! I don’t care if you spent $1.00 at the vending machine for a bottle of water, you need to keep track of all your spending. Not only can you return to your monthly budget to make sure you’re on track throughout the month, but you can also use this monthly budget to adjust your future budgets. Write down your monthly income and expenses including your debt payment and planned savings all in one place. Use the savings tracker to help you slowly save up for bigger purchases or to build an emergency fund! Step 6- Monthly Budget This was so key for us because we were able to see our progress, even if it sometimes felt like we weren’t making progress. Keep track of all your bills and any payments you make towards your debt. This is also a great way to find if there are ways to cut down on these bills. If you have auto payment set up for some accounts, you can track the amount of payment here to help you notice trends in your bills. Use these sheets to track when your bills are due and check off when you pay so you know it’s already complete. Step 3 – Monthly Bill Tracker/Bill Check List You can check out this complete list of budget categories to see exactly what bills you should include so you don’t have surprises during the month. This includes utilities, rent or mortgage payments, groceries, child care, and minimum debt payments. If you have a variable income, look over the past few months and consider what your income might be based on your lowest expected income. Step 1 – Income Trackerĭetail all your expected income. Here is the exact steps I went through when setting up my financial planner. This planner is set up as a 12 month planner and for each month the budget planner includes: I’m telling you this because this system works! Check out the printable financial planner here. ![]() I was able to stay home for 2 years with our kids and returned to work when I was ready, not because I had to. That was 10 years ago and we still pay in full for everything and have not acquired any new debt. Using this system, I was able to pay off all our debt and become a stay at home mom. I finally got so angry and frustrated that I decided enough was enough and I sat down and developed a system that made sense! It was simple and laid out all the pieces of the puzzle to help me get a clear view of my financial state so I could create realistic financial goals to help me achieve financial freedom! These all threw me for a loop and I gave up countless times. I tried all the things but there were too many bills to pay at different times, there was inconsistent income, and unexpected expenses. On my journey to becoming debt free I struggled with keeping track of my finances. LOANS ARE ARRANGED THROUGH 3RD PARTY LENDERS.If you are looking for a new way to easily organize your finances, this printable financial planner gives you all the tools you need to start!Įven if you’ve failed at keeping your finances in order this finance workbook will finally help you get control of your money AND help you stay consistent. NO MORTGAGE SOLICITATION ACTIVITY OR LOAN APPLICATIONS FOR PROPERTIES LOCATED IN THE STATE OF NEW YORK CAN BE FACILITATED THROUGH THIS SITE. THIS SITE IS NOT AUTHORIZED BY THE NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR RESIDENTIAL MORTGAGE CFL License #60DBO-116115 | License and disclosure | NMLS Consumer Access LEAD GENERATOR ONLY, NOT ACTING IN THE CAPACITY OF A MORTGAGE LOAN ORIGINATOR, MORTGAGE BROKER, MORTGAGE CORRESPONDENT LENDER OR MORTGAGE LENDER. In California loans are made or arranged by Intuit Mortgage Inc. (CFL #6055856) | Licenses The Mint Mortgage experience is a service offered by Intuit Mortgage Inc., a subsidiary of Intuit Inc, NMLS #1979518. In California, loans are made or arranged by Intuit Financing Inc. ( NMLS #1136148), a subsidiary of Intuit Inc. Intuit Personal Loan Platform is a service offered by Intuit Financing Inc.
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